You're down to your last couple quid, there are a dozen bills to pay and only a lone tin of spaghetti hoops in the cupboards. Many of us have been in this position but don't panic, here's our top tips for when you're facing a cash crisis.
When money’s tight, it’s easy to skip meals but it’s important that your health doesn’t suffer. Here are some ways to tide yourself over so you don’t starve:
You think you’ve filled in all the right forms and ticked all the right boxes but your benefits can still get delayed or sanctioned. If you’ve run out of money, you can apply for:
Sadly when it comes to government benefits there are a few cracks that people can fall through. This means you need a Plan B in your pocket just in case you don’t qualify for the benefits you need. Here are some other options:
The job market is tough right now. Sending off endless CVs and travelling to different job interviews trying to sell yourself can feel disheartening, but it’s important not to let it get to you.
To help you on your job search:
If luck hasn’t been on your side and you haven’t managed to secure a job yet then you may be able to claim Jobseeker’s Allowance, or Universal Credit depending where you live in the UK.
Rather than sticking your fingers in your ears and pretending nothing’s happening, if you’re in debt you have to face up to it. Don’t hide from the red letters. You don’t have to deal with this on your own. There are lots of amazing free organisations that can help you.
If you’re worried about getting cut off by your phone or electricity provider, call them. It’s not only in their best interests to help you find a way out of the debts you’re in, it’s actually a legal requirement that they help you.