Terms & conditions

By using this site, you acknowledge that you have read, understood, and agree to be bound by these terms & conditions and that you will comply with all laws applicable to your use of the site.

We reserve the right to modify the terms & conditions at any time. You should therefore check periodically for changes. By using this site after we post any changes, you agree to accept those changes, whether or not you have reviewed them.

If, at any time, you choose not to accept the terms & conditions, please do not use the site.

Your use of Money for Life’s materials

The materials on this site, such as documents, files, text and graphics, are protected by copyright, trade mark laws, design rights, database rights and other intellectual property rights, which are the property of Money for Life or a third party. Copyright Money for Life 2016. All Rights Reserved.

The content available on our website and associated channels including YouTube, Facebook, Twitter and Tumblr are distributed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 Unreported license.

This means you may share our content for non-commercial purposes, as long as you attribute it to us. You may not modify, adapt or in any way exploit any content from Money for Life without prior written consent from us, and from all other entities with an interest in the relevant intellectual property.

Please note that some content is not made by us and in that case the legal policy of the content owner applies.

Your copyright

When you share your content with Money for Life you agree to licence your content for us to use. This means we may use it elsewhere on our other platforms, in presentations, reports, and for media and promotional work (we will always make efforts to contact you if this is the case), either wholly or in part; we may edit or transform it to suit these purposes. We will attribute the work to you and always endeavour to use it in a sensitive and relevant way. Your work will not be used for commercial purposes.

Other people’s copyright

Where possible we ask that you attribute work that is not your own with a link to the site where you found it. If you are using photos taken from another site, check for the attribution license and find out whether it’s OK to publish their work elsewhere before you send it to us. If not, both you and Money for Life will be liable for breach of copyright. To protect you we may decline to upload media we believe is breaching copyright.

Commercial use of our content

If you are a commercial or public organisation seeking to transmit our content on your own website for commercial gain, you must contact us first to seek permission. Go to our contact us page [LINK To contact us page] to get in touch. If permission is granted, you may not change or delete any author attribution, trade mark, legend or copyright notice.

Registration

To join many of our services users will be expected to register and create an account with us. You will agree to maintain responsibility of the confidentiality of your passwords, account identifiers and all activity under your account.

By registering with us you agree that:
* Your account and password will be used by you and will not be used by anyone else to access the site.

* You will not register to abuse the functionality of the site, other users and pretend to be another user.

* You will not assist anyone who is not a registered user to gain access to Money for Life.

Hyperlinks

The terms & conditions only apply to Money for Life and not to any of the sites we hyperlink to. We assume no responsibility for websites that we either hyperlink to or refer to. In particular, we do not assume any responsibility for any information or content on such sites (including but not limited to any views, advice, opinions, advertising, or recommendations). Nor do we assume any responsibility in connection with any product or service such sites may offer.

Under no circumstances will Money for Life, its officers, employees, contractors or content providers be liable, directly or indirectly, for any loss or damage resulting from you accessing or using, or otherwise in connection with, any website either hyperlinked to or otherwise referred to on Money for Life.

Disclaimers

The services provided via Money for Life, including all content and information on this site, are provided without warranties of any kind.

While Money for Life takes reasonable steps to ensure the quality of content and information made available on the site in general terms (other than content and information provided by users of the site), neither it nor its officers, employees, contractors or content providers assume any responsibility for the accuracy, correctness, relevance, completeness or currency of the information or other content on the site.

Money for Life does not warrant that any functions contained in Money for Life will always be available or will be uninterrupted or error-free, or that content and materials on Money for Life or the server that makes it available will be free of viruses or other harmful components. You should take appropriate precautions to ensure that any content you download is free of such viruses and other harmful content.

We control and operate this site from our offices in the UK. We do not present the content or other information provided on the site (including any advertising, promotion or any service) as appropriate, relevant or available for use outside the UK.

The laws of England and Wales shall govern your use of the site and you hereby agree to submit to the exclusive jurisdiction of the English courts.

Your views

Your views allows users to add their money tips and tricks to Money for Life. We encourage you to share your experience in many different ways through writing, videos, photos and playlists. You still retain full copyright of your work.

Limitation of liability

Money for Life, its officers, funders, employees, contractors or content providers shall not be liable for any loss or damage arising from or otherwise in connection with your use of the Money for Life or any information, services or content on Money for Life.